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Archive for the How to Deal With Debt Collectors Category


Capital One Steps up Collection Efforts

If you have a Capital One credit card, you may have recently received a contract update in the mail.  Most people don’t really take the time to read these things, but after you read this, you may want to dig it out of the trash.  Normally when you owe a debt the creditor has a […]

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Can’t Pay Your Credit Card Bills?-Jamestown, NY

If you can’t pay your credit card bills, know this, you are not alone.  Bad things happen to good people and your inability to pay your credit card bills does not make you a bad person.  Many of our customers come to us feeling defeated and irresponsible for getting themselves in over their heads, but […]

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What Can Debt Settlement Do For You?

What is Debt Settlement? You may or may not have heard the term Debt Settlement.  This term is used when a debt is paid at less than the full value.  For example, if you owe Capital One $5000.00 and you obtain permission from them to pay the debt off for $2500.00, you have obtained a […]

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Credit Card Debt Help

Overextended?  We Offer Credit Card Debt Help!  So many people have spent the last year struggling in our less than mediocre economy, that it is no surprise that most of these people are now looking for credit card debt help.  Think about it, 5-10 years ago it was easy to obtain credit cards, mortgage loans […]

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Do You Have a Judgment Against You?

If you have a judgment against you, don’t panic, what you must do is take the letter seriously, and act accordingly.  Some people hide their head in the sand, and hope it will just go away, it won’t.  You have options!  A judgment is a sort-of a last ditch effort to collect a debt, when […]

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Can Debt Settlement Work For You?

There are so many ways to get out of credit card debt these days that most people just don’t know which way is right for them.  Because of the law changes, most people don’t qualify for Chapter 7 bankruptcy, and Chapter 13 bankruptcy payments are usually unaffordable.  Consumer credit counseling is another alternative but for […]

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Debt Negotiation Strategies

There are many debt negotiation strategies when it comes to lowering your debt.  There are a few things you need to know in order to effectively settle your debt and protect yourself against the creditors trying to collect the debt AFTER they settle with you.  What do I mean by this?  Well you see, some […]

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