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Archive for the Frugal Living Category


Savvy Shopping Tips

My oldest son is getting married in a week and while out shopping for a few last minute things for the wedding, my husband decided I needed to share a few of the tips I used during our trip.  As a wife and mother of three, you quickly learn to stretch a dollar every chance […]

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Cheap Day Trips- Jamestown, NY

With Summer approaching, many of us get the itch to get out and enjoy summer time activities.  One of the first things to consider is the number of things you and your family want to do this Summer, and how you can make the most of your entertainment dollars.  Set a budget for the season, […]

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Christmas 2012 On A Budget

When it comes to the holidays, one thing is for certain, they come at the same time every year.  With that being said, how is it that we never seem to be prepared financially?  There are many ways we can either implement a savings plan, or budget, and take the stress out of Christmas this […]

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Ways to Save Money on Bank Account Fees

I guess it’s no surprise that the cost of having a bank account is on the rise, with the cost of everything else!  So many banks these days are competing for your business, but when it comes to giving you what you want, read the fine print!  Having a checking account is really a necessity, […]

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Cheap Thrills

I guess you could say that I’m one of those individuals that get a little crazy over a little savings.  Any time I hear something on TV or online that offers freebies, discounts, or ways to save money my ears perk up.  Some of the offers that I see are too good to be true, […]

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Paying Off Debt

With the start of a new year we all start to focus on eliminating the stress in our life and that usually brings to mind paying off debt.  If don’t have credit card debt, CONGRATULATIONS! The majority of people are not so fortunate.  We learn early in life that if you don’t have credit, you […]

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Bank Fees- Should You Move to a Credit Union?

Don’t be fooled because Bank of America and numerous other big bank institutions dropped their plans to charge a $5.00 debit card fee. Banks have lost billions in revenue due to federal government changes that have reduced or eliminated fees that banks can charge when consumers use their debit cards to make purchases, and also […]

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