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Archive for the Debt Elimination Category


Planning for a Debt Free New Year

The last quarter of the year brings mixed feeling to most people,whereas  some people see the new year as a fresh start, others panic because tax season is that much closer but this year, you should be planning for a debt free New Year.  We also begin to list the things that are important for […]

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Can’t Pay Your Credit Card Bills?-Jamestown, NY

If you can’t pay your credit card bills, know this, you are not alone.  Bad things happen to good people and your inability to pay your credit card bills does not make you a bad person.  Many of our customers come to us feeling defeated and irresponsible for getting themselves in over their heads, but […]

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Ways to Pay Off Debt – Jamestown NY

When you decide to buckle down and pay off your debts, you need to consider a number of factors.  Remember you did not get into debt overnight, and you will not get out of debt overnight.  We may have different reasons to become debt free,  you may be just starting out and have a mountain […]

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Have a Charge Off Jamestown NY

What is a Charge Off When a company charges off a debt, they are using that as a write off.  Many people make the mistake thinking that when a company charges off their debt, they no longer owe it.  This is simply NOT TRUE.  The company that charged off the debt can no longer collect […]

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Is Bankruptcy Right for You?

If you are wondering if bankruptcy is right for you, you need to ask yourself a few important questions.  Bankruptcy is a serious step, and should not be entered into lightly.  Depending on which type of bankruptcy you file, it can affect your credit history for 7-10 years, making it difficult, if not impossible, to […]

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What Can Debt Settlement Do For You?

What is Debt Settlement? You may or may not have heard the term Debt Settlement.  This term is used when a debt is paid at less than the full value.  For example, if you owe Capital One $5000.00 and you obtain permission from them to pay the debt off for $2500.00, you have obtained a […]

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Credit Card Debt Help

Overextended?  We Offer Credit Card Debt Help!  So many people have spent the last year struggling in our less than mediocre economy, that it is no surprise that most of these people are now looking for credit card debt help.  Think about it, 5-10 years ago it was easy to obtain credit cards, mortgage loans […]

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