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Archive for November, 2012

Ways to Pay Off Debt – Jamestown NY

When you decide to buckle down and pay off your debts, you need to consider a number of factors.  Remember you did not get into debt overnight, and you will not get out of debt overnight.  We may have different reasons to become debt free,  you may be just starting out and have a mountain […]


Top 5 Ways to Prevent Identity Theft

We can blame it on a bad economy, or the ease of obtaining information online, but there has been a dramatic rise in identity theft in America, and just in the last week, it has affected people I know personally.  You can’t turn on the TV without coming across stories of people that have had […]


Christmas 2012 On A Budget

When it comes to the holidays, one thing is for certain, they come at the same time every year.  With that being said, how is it that we never seem to be prepared financially?  There are many ways we can either implement a savings plan, or budget, and take the stress out of Christmas this […]


Have a Charge Off Jamestown NY

What is a Charge Off When a company charges off a debt, they are using that as a write off.  Many people make the mistake thinking that when a company charges off their debt, they no longer owe it.  This is simply NOT TRUE.  The company that charged off the debt can no longer collect […]