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Archive for August, 2012

Credit Card Do’s and Don’ts

So many people today find themselves confused on credit card do’s and don’ts.  It is very easy to make a  mistake, costing you precious points on your credit report, that could otherwise be easily avoided.  I have always said that they should have a course teaching the credit rating system, how it works, and the […]


Do You Have a Judgment Against You?

If you have a judgment against you, don’t panic, what you must do is take the letter seriously, and act accordingly.  Some people hide their head in the sand, and hope it will just go away, it won’t.  You have options!  A judgment is a sort-of a last ditch effort to collect a debt, when […]


How to Pay Off Debt

So many of us today are forced to make decisions about our finances, and you may be wondering, how to pay off debt in the quickest and most efficient way possible.  There a many types of debt, and which debts you pay first and fastest, can make a difference in saving your credit score, and […]